Navigating Homeownership as a PDS Employee

Free Guide: How Self-Direction Caregivers Can Show Proof of Employment to Loan Officers


Are you a Self-Direction Caregiver (PDS employee) looking to buy a home but unsure how to explain your employment situation to a loan officer?

We've got you covered with our free guide designed specifically for caregivers like you who work in Participant-Directed Services (PDS) and need to show proof of employment for a mortgage.


What You’ll Learn:

  • What is Self-Direction (PDS)?
    Get a clear understanding of the self-direction model, how it works, and how it differs from traditional employment.

  • Employer-Employee Relationship Explained
    Learn how to communicate that you work directly for the individual receiving services, not the Financial Management Agency (FMA) that processes your payroll.

  • Scripts for Loan Officers
    Use ready-to-go scripts to explain your unique employment situation to loan officers with confidence.

  • Steps to Get Employment Documentation
    Find out exactly what to request from the FMA to provide proof of employment, including paystubs, W-2 forms, and employment verification letters.


Why You Need This Guide:

As a self-direction caregiver, your employment structure is unique, and explaining this to lenders can feel overwhelming. This guide will walk you through the process step by step, so you’ll know exactly what to say and do to get the documents you need for your home loan approval.


Grab Your Free Guide Today!

Simply enter your email below to download your free guide and take the next step toward homeownership with confidence.


Who is this for?

  • Self-Direction Caregivers (PDS employees)

  • Caregivers in Medicaid Waiver Programs

  • Anyone navigating a non-traditional employment model looking to buy a home


Don’t Miss Out on Your Dream Home!

With the right tools and guidance, you can explain your employment situation with ease and move forward in the home buying process.